Basement Insulation

Obviously, every home has a foundation and every new home has a requirement that the foundation / basement be insulated.  With that in mind, today let’s look at what should be done and what is just plain stupid!

REQUIRED -  the Vermont Energy Code says that every new foundation must be insulated:

More about The Vermont Energy Code

We are wandering around The Vermont Energy Code and sharing with you some of the salient points but strongly suggest that you make yourself aware of what exactly is in our state’s Energy Code so that you will be an educated home owner, or home buyer, or home builder. The Energy Code is a good tool for you to use.

Here are a few random highlights:

Windows are such a pane

This entire week we have been talking about technological advances in building science and today let’s look at the pane.  That’s a pane of glass, not the other pain.

The Weak Link in your home’s Building Envelope are your windows.  Regardless of how well you install windows or how well built the windows are; the glass that you and I enjoy so much are the one area of the house that loses more heat than any other.

What is a Thermal Bridge?

A Thermal Bridge is a part of your home that transmits heat from inside to the outside.  Or, the Thermal Bridge is a good source of Heat Loss.

Remember, we are trying to reduce Heat Loss to an absolute minimum.  Insulation offers Resistance (R-Value) to the transmission of heat.  Heat moves through insulation very slowly whereas Heat moves quickly across a Thermal Bridge. 

Thermal Bridges contribute to a lot of things:

Technological advances

Yesterday we mentioned how the United States is the world’s leader in developing Solid State lighting and how all the advances in lighting have become main-stream practice so quickly.  LED bulbs are everywhere and the DOE’s estimate is that in the next twenty years Solid State Lighting will reduce lighting energy requirements by 75%.  That’s impressive.

Another area where technology is making rapid gains and improvements is in the areas of Heating and Cooling.

Solid-State Lighting

Last week we talked about the finances surrounding the purchase/building of a new home.  This week we will focus on various energy saving components that in residential construction are rapidly becoming main stream.

The United States is the world leader in developing Solid State Lighting (SSL).  Most of us know Solid State Lighting as LED’s.

We’ve been looking at finances.

All his week we have looked at finances as a part of your home project.  Let’s face it without the money to pay for your new home it simply is not going to happen.  Putting your finances in order can be done quickly or it can take a year or two.  With proper planning, you should be successful.  Remember, it all starts with The Bank.

Let’s pretend that your construction loan has been spent and your new home is now finished.  This is the moment it all turns into a mortgage.  There are factors to consider:

Construction Loan, yes? No?

This week we have talked about:

  • What the bank wants/needs
  • Types of Income
  • Credit scores

Once you have worked your way through all that plus a zillion other documents and mountains of paper work the bank will eventually either deny your application or it will promise to loan you the necessary money.

Briefly, how your credit score works.

As we continue our conversation about preparing financially to buy or build your new home one of the most talked about pieces of the puzzle is your Credit Score.

Your Credit Score is based on what the Reporting Credit Bureaus calculate whether or not you will repay the loan of money.  There are many factors that contribute to that score, things like: