Adjustable v. Fixed.

When you are thinking about a mortgage one of the really big and important aspects to consider is whether you pick an Adjustable Rate or a Fixed Rate mortgage.

As of today (5/23/2018) the current Annual Percentage Rate for a conventional 30 year mortgage is 5.066%.  Be careful, these rates are constantly changing so you must check with your bank to see what’s going on.  Based on a $250,000 mortgage the monthly payment would be $1,352 each month with a total pay-back of $486,776 at the end of the 30 years.

Solar Panels on your roof.

Today’s blog is rather important to us as a company and we are reaching out to you for input and advice!  Please let us know your thoughts!

In today’s news there was an article that California has approved a requirement that every new home built in their state has Solar Panels on the roof.

How about your first home.

Yesterday we talked about homes for folks looking at Retirement.  Today how about we take a look at families looking for their first home.

Normally, a couple or single looking for their first home are very tight on money and need to find the home that provides the “Biggest Bang for the Buck!”  Now it’s decision time, which to we choose a Ranch, a Cape, or a Two-Story.

What are you? A foodie or are you an unenthusiastic cook?

Let’s take a pretend tour of your home.  How about we start in the living room and check out all the technological goodies that are there.  That living room is typically devoted to entertaining family and guests.  Do you have a Smart TV?  Remember all those VHS tapes that gave way to DVD’s?  I still have a spectacular VCR, it is one of the 4-Head beauties, oh by the way, I haven’t even turned it on for at least five years; who knows whether it will even startup much less work properly.  Now it seems that everyone has a Smart TV.  Technology has taken over your livi

And over in the kitchen something is cooking

Last week we looked at House Styles such as Ranches, Capes, Two-Story Colonials, and vacation homes.

Every home, regardless of its style has a kitchen that again is as unique as the style of a home.  Today’s photograph points towards a Modern Look with white cabinets and black counter tops; the furniture seems to match the overall look of the kitchen.

There are several things to consider as you dream about your kitchen.  Probably the first question revolves around color:

It is time to design your new home.

Yesterday we talked about Open Concept vs. Traditional Living room.  Today let’s take a look at the various style of homes.

For starters, if you are interested we have a really cool e-Book that describes the various house styles along with a lot of photographs of real homes where people live and raise their families; it is an informative piece of literature and we will glad send it to you.  Give us a call.

The most popular styles of homes:

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